Helping clients navigate changing pension, inheritance tax and estate planning environments with clarity, structure and professional guidance.
★★★★★
RATED 5/5 ON GOOGLE REVIEWS
ESTATE 🞗 TRUST 🞗 LEGACY
1,000 +
ESTATES COUNSELLED
15 +
YEARS IN PRACTICE
"The team are always very proactive in doing the best for me and my family. Lots of experience - takes the worry out of financial planning. Super friendly people."
- Private Client, Berkshire
Specialist Estate &
Succession Planning
For Families and Advisers
Trusted Partnerships That Strengthen Our Services
Trusted Partnerships That Strengthen Our Services
Choose Your Path
Specialist counsel on complex estates - for high-net-worth families, business owners, and the professionals they trust.
Individuals who want their estate planning to reflect the complexity of what they've built – not a template and not advice given in isolation from their accountant, IFA, or wealth manager.
IFAs, wealth managers, accountants, and solicitors – who need a specialist partner for the technical estate planning, trust structuring, and IHT work that sits outside their own remit. We work alongside you, not around you. Your relationship stays yours.
Why Advisers Choose Wills, Tax & Trusts Ltd.
Technical Depth Your Clients Can Rely On
Responsive, Discreet, and Used to Working in Confidence
Documentation That Does The Heavy Lifting
Your Client Relationship Stays Yours
Pensions Betrayed: The Book That Reframes How Families and Advisers Talk About Pensions and Inheritance Tax
Written by Ray L. Best - a guide to the conversations that need to happen before the planning begins.
From April 2027, unused pension funds are expected to fall within the inheritance tax framework for the first time. For your clients, it overturns an assumption that has shaped their planning for decades — that the pension sits safely outside the estate. For you, it means a wave of clients who need to revisit decisions they thought were settled.
The hard part is rarely the technical detail. It's starting the conversation — getting a client to see why arrangements they've held for twenty-five years now need a fresh look, without alarming them.
Pension Paradigm Post-2027 is written to do exactly that. Rather than another technical briefing, it follows Rob and Sarah Bennett — a couple approaching retirement — as they work through what the reforms mean for their family, their business, and their children. It's the conversation that needs to happen before the planning begins, written in language a client will actually read.
OUR PRACTICE
Six Practices
One Quiet Conversation
Every matter is led by a STEP-qualified practitioner and reviewed by a partner before release.
01 • FEATURED PRACTICE
Bespoke Legal Architecture
Trusts • Wills • Asset Protection
A Will Is Not a Plan — A Will gives instructions; it doesn't guarantee they can be carried out when tax, timing, and access collide.
The Moment Things Slow Down — Without accessible cash for tax, estates stall. Assets freeze, decisions wait, families wait longer.
Building Something That Holds — Discretionary Trusts and well-designed Powers of Attorney create structure: assets stay accessible, decisions can be made, delays are reduced. Control, not paperwork.
Where Most People Start — You don't need to fix everything at once. The work can be done in stages.
Pensions and Inheritance Tax from April 2027
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