Specialist Estate &
Succession Planning
For Families and Advisers
Helping clients navigate changing pension, inheritance tax and estate planning environments with clarity, structure and professional guidance.
15 +
YEARS IN PRACTICE
ESTATE 🞗 TRUST 🞗 LEGACY
1,000 +
ESTATES COUNSELLED
★★★★★
RATED 5/5 ON GOOGLE REVIEWS
"The team are always very proactive in doing the best for me and my family. Lots of experience - takes the worry out of financial planning. Super friendly people."
- Private Client, Berkshire
Trusted Partnerships That Strengthen Our Services
Trusted Partnerships That Strengthen Our Services
Estate Planning, Inheritance Tax & Trusts for Families and the Advisers Who Guide Them
Specialist counsel on complex estates - for high-net-worth families, business owners, and the professionals they trust.
Pension reform, shifting inheritance tax thresholds, and tightening rules around business and agricultural relief are reshaping how UK estates are taxed and transferred. The cost of acting late, or acting on outdated advice, has rarely been higher — and the families most exposed are often those whose wealth has grown faster than their planning.
At Wills, Tax & Trusts Ltd., we work with two audiences in parallel:
Families and business owners who want their estate planning to reflect the complexity of what they've built — not a template and not advice given in isolation from their accountant, IFA, or wealth manager.
Professional advisers — IFAs, wealth managers, accountants, and solicitors — who need a specialist partner for the technical estate planning, trust structuring, and IHT work that sits outside their own remit. We work alongside you, not around you. Your client relationship stays yours.
Over 15 years and more than 1,000 estates, we've built a practice that's methodical, discreet, and consistently rated 5/5 by the families and professionals we serve.
Why Advisers Choose Wills, Tax & Trusts Ltd.
Technical Depth Your Clients Can Rely On
Responsive, Discreet, and Used to Working in Confidence
Documentation That Does The Heavy Lifting
Your Client Relationship Stays Yours
Pensions Betrayed: The Book That Reframes How Families and Advisers Talk About Pensions and Inheritance Tax
Written by Ray L. Best - a guide to the conversations that need to happen before the planning begins.
Pensions Betrayed was written because we kept seeing the same pattern: clients presented with detailed technical advice on pensions and inheritance tax before anyone had helped them understand what was changing, why it mattered, and what was actually at stake. Decisions were being made — sometimes irreversibly — without the wider context that should have framed them.
The book follows Rob, a successful business owner approaching retirement, as he confronts the real intersections between pensions, inheritance tax, time, and responsibility to family. It is not a technical manual. It is the conversation that should happen first — the one that makes every technical conversation afterwards more honest, informed, and useful.
Who It's Written For
Pensions Betrayed is read by three audiences:
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Families and business owners who sense the rules are shifting and want to understand the landscape before they commit to a plan.
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Professional advisers — IFAs, wealth managers, accountants, and solicitors — who want a client-ready resource that opens the right conversations without prescribing a route.
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Trustees and executors facing decisions they didn't expect to be making, often under time pressure.
OUR PRACTICE
Six Practices
One Quiet Conversation
Every matter is led by a STEP-qualified practitioner and reviewed by a partner before release.
01 • FEATURED PRACTICE
Bespoke Legal Architecture
Trusts • Wills • Asset Protection
A Will Is Not a Plan — A Will gives instructions; it doesn't guarantee they can be carried out when tax, timing, and access collide.
The Moment Things Slow Down — Without accessible cash for tax, estates stall. Assets freeze, decisions wait, families wait longer.
Building Something That Holds — Discretionary Trusts and well-designed Powers of Attorney create structure: assets stay accessible, decisions can be made, delays are reduced. Control, not paperwork.
Where Most People Start — You don't need to fix everything at once. The work can be done in stages.
PENSIONS & IHT • MAY 2026
Pensions and Inheritance Tax from April 2027
BUSINESS • MAY 2026
Business Property Relief from April 2026
GIFTING & IHT • MAY 2026
The Seven-Year Rule Explained
TELEPHONE
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0118 934 7920
3 Trinity Court, RG41 2PY
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Fri 9.00-15.30
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SPEAK TO US
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Conversation
A free 30-minute consultation with our senior adviser – telephone, face-to-face at our offices, or by a video call. No paperwork until you are sure.