
Trusted Partnerships That Strengthen Our Services





Trusted Partnerships That Strengthen Our Services










Specialist Estate Planning. Reducing Inheritance Tax. Safeguarding Family Wealth.
Protecting Wealth with Preparation, Structure and Clarity
UK pension rules, inheritance tax, and estate planning are becoming increasingly complex, particularly for families and business owners with significant wealth.
Without the right preparation and structure, more of your estate could be exposed to inheritance tax, unnecessary delays, or decisions made too late to achieve the best outcome.
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At Wills, Tax & Trusts Ltd., we help high-net-worth individuals, business owners, and professional advisers understand their options, reduce inheritance tax exposure, and put the right protections in place for future generations.
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Our approach is clear, considered and tailored to each family’s circumstances, helping you protect what you have built and pass it on with greater confidence.
Why Families, Business Owners and Advisers Choose Wills, Tax & Trusts Ltd.
Planning for Complex Estates
Protecting More of What You've Built
Clear, Concise Structure
Collaborative Professional Support
Pensions Betrayed: Rethinking Pensions Planning, Inheritance Tax and Family Wealth

Pensions Betrayed explores how changing UK pension rules, inheritance tax exposure, and estate planning assumptions could affect how people protect and pass on wealth.
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Written for high-net-worth individuals, business owners and the professional advisers who support them, the book examines pensions, trusts, inheritance tax, timing, family protection and long-term responsibility in a clear, accessible way.
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It challenges outdated assumptions around pension planning and highlights why preparation matters before options narrow, tax exposure increases, or family wealth becomes harder to protect.
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A thoughtful, non-technical guide for those who want to make informed decisions about pensions, inheritance tax and estate planning in modern UK financial planning.
Specialist Estate Planning for Wealth Protection and Inheritance Tax Efficiency
MEET OUR ADVISOR
Ray Best
Managing Director
Ray Best, Managing Director of Wills, Tax & Trusts Ltd., helps high-net-worth individuals, property investors, business owners, and professional advisers protect wealth, reduce inheritance tax exposure, and plan confidently for future generations.
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With specialist experience in estate planning, inheritance tax, and wealth preservation, Ray brings clarity to complex decisions. His thoughtful, personal approach ensures each plan is carefully structured around the client’s estate, family circumstances, business interests and long-term legacy goals.













