About Us
Protecting a lifetime of work with planning built to last.
At Wills, Tax & Trusts, we believe a lifetime of hard work deserves to become a lasting legacy — not an avoidable tax liability. Founded by Ray L. Best, who brings over two decades of experience in retirement and estate planning, the firm was built to help families and their advisers navigate the significant shifts reshaping modern tax and pension legislation.
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We are more than financial advisers; we are planning strategists. Drawing on the principles set out in Ray's latest book, Pension Paradigm, we help clients move beyond the outdated instinct simply to preserve wealth untouched and towards coordinated, flexible structures designed for a changing environment. Through trusts, carefully drafted wills and considered drawdown strategies, we help ensure wealth passes efficiently to the next generation.
Our Philosophy
In a constantly evolving legislative landscape, no plan can be entirely fixed. Genuine security comes from clarity, coordination and the ability to adapt as rules change. We help our clients build a legacy that is resilient by design — structured to remain effective as legislation, family circumstances and financial markets evolve.
Who We Help
We work alongside professional advisers, business owners and high-net-worth individuals whose circumstances demand more than standard solutions. For accountants and fellow professionals, we act as a specialist resource – providing the technical depth and planning support to deliver well-structured outcomes for clients with complex personal, family and business affairs, while you remain their trusted lead adviser.
Meet Our Managing Director,
Ray Best
With over two decades of experience in estate planning, inheritance tax planning and wealth protection, Ray Best is a recognised specialist in helping advisers and their clients navigate complex planning challenges with clarity and confidence.
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As co-author of Inheritance Tax Simplified and author of Pension Paradigm, Ray has built a strong reputation for making complex inheritance tax, estate and legacy planning genuinely understandable — and, more importantly, actionable.
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His focus is on equipping professional advisers with the technical expertise and planning support they need to deliver robust, well-structured outcomes for clients facing more complex personal, family and business circumstances.
Trusted Partnerships That Strengthen Our Services
Trusted Partnerships That Strengthen Our Services
