We help advisers slow complex decisions down before clients make irreversible financial moves.

Adviser Support

Helping You Navigate Pensions & IHT Conversations With Confidence

Many advisers are finding that pensions can no longer be considered separately from inheritance tax and estate planning discussions.

Clients sense change but often lack clarity.

This creates pressure to act before the full implications are understood.

We help advisers introduce calm, structured conversations before decisions become irreversible.

You may recognise situations such as:

• Clients with large pensions inside wider estates

• Business owners approaching succession decisions

• Property-heavy estates lacking liquidity

• Executors facing unexpected tax complexity

• Clients reacting quickly to legislative headlines

If so, this is usually the right time to involve us.

Many firms begin by sharing our short book Pensions Betrayed with selected clients.

It helps clients understand why pensions and inheritance planning must now be considered together before planning recommendations are made.

We work alongside accountants and IFAs through:

• Joint client discussions

• Complex trust structuring

• Low-risk inheritance tax planning

• Technical estate strategy input

You remain the client's primary adviser at all times.