We help advisers slow complex decisions down before clients make irreversible financial moves.

Adviser Support

Helping You Navigate Pensions and Inheritance Tax Conversations With Confidence

The landscape has shifted. Pensions, estates, and family wealth can no longer be planned in isolation, and many advisers are finding that clients are arriving the questions that reach well beyond any single specialism.

Clients sense that something has changed. They read the headlines. They hear that pension rules are under review, that inheritance tax thresholds are frozen, that what was straightforward is no longer so. What they often lack is context, a clear, considered explanation of what the changes mean for them personally before any decision is made.

That gap between awareness and understanding is where we work.

When Advisers Typically Involve Us

You may be dealing with situations such as:

Clients with substantial pension funds forming a significant part of a larger estate.

Business owners approaching succession and uncertain how the pieces fit together.

Property-heavy estates where liquidity is a concern and tax exposure is growing.

Executors confronting unexpected complexity after a death.

Clients responding to legislative announcements and feeling pressure to act quickly.

These are the moments where a careful second perspective has most value, before commitments are made that are difficult or impossible to reverse.

A Conversation Tool, Not a Sales Tool

Many of the advisers we work with begin by sharing our book, Pensions Betrayed, with selected clients. It was written specifically to help clients understand why pension and inheritance planning must now be considered together, and why acting on one without understanding the other carries real risk.

It gives clients the context they need to approach these conversations with clarity rather than anxiety, and it gives advisers a natural and constructive way to open discussions that might otherwise feel difficult to start.

View the Book on Amazon

How We Work Alongside Advisers

We operate as a specialist resource, not as a replacement for the adviser relationship, but as a complement to it. We work with IFAs and accountants through:

Joint Client Discussion: sitting alongside you to help clients understand the wider picture before decisions are made.

Complex Trust Structuring: where the right vehicle and the right timing both matter.

Inheritance Tax Planning: carefully considered strategies that hold up under scrutiny.

Technical Estate Strategy Input: providing detailed analysis where a case requires depth beyond the standard approach.

You remain the client's primary adviser at all times. Our role is to ensure that, where complexity exists, nothing important is overlooked.