On 30 March 2026, the UK government sent a clear message to savers: the 6 April 2027 deadline for pension inheritance tax (IHT) is set in stone. Despite strong recommendations from the House of Lords Economic Affairs Committee to extend payment deadlines and protect executors from late-payment interest, the Treasury has officially rejected these "safe harbour" provisions. For many families, this confirms that the administrative burden of the new rules will be as challenging a

When estates become complex, the right trust can do much more than protect assets; it can reshape relationships, deliver opportunity, and provide real-life flexibility.